Wells Fargo Looking for Senior Credit Risk Specialist – Credit Card Decision Infrastructure at Wilmington, Delaware Full Time

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

About this role:

Wells Fargo is seeking a Sr Credit Risk Specialist in Corporate Risk as part of Credit Card Account Acquisitions Decision Infrastructure. Learn more about the career areas and lines of business at (url removed) . Join a team playing a key role in the launch and profitable growth of Credit Card products. You will partner with Risk, Marketing and Technology partners to develop decision solutions that drive portfolio growth and profitability using the Zoot WebRules Builder tool.

This role closely interacts across all areas of the credit organization to ensure that all requirements have been met in your systems solution design. Your work should result in solution designs that are efficient and scalable, allow speed to market, and have the flexibility to handle both foreseen and unforeseen events.

In this role, you will:

This position will require you to familiarize yourself with credit policy, existing Credit Risk Decisioning rules and associated decisioning data. You will be a key contributor who will

• Actively participate in cross-team meetings and proactively engage with key partners/stakeholders,
• Design effective & efficient decision engine solutions,
• Implement complex credit strategies into an automated decision engine, and
• Provide research and problem resolution in an accurate and timely manner.

To be considered, you must have demonstrated experience in the implementation of business solutions using business rules software or an adaptive control system. To be successful you will:

• Have prior experience developing in an automated decision engine such as Blaze, PowerCurve, Fico Platform, Zoot, or Provenir
• Leverage your knowledge of and dependencies between the decision systems, source data, business processes, and lending products
• Have a passion for producing clean, error-free code and proactively identifying potential issues
• Foster professional and effective working relationships with key partners/stakeholders,
• Maintain timely, consistent and professional communications,
• Support our project management methodology, and
• Model a collaborative, communicative and positive work approach.

Required Qualifications, US:

• 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 5+ years of experience and proven rules development knowledge using an automated decisioning system or business rules management platform such as Zoot, Blaze, Fico Platform, PowerCurve, or other application processing and decisioning platforms (e.g. Provenir, Triad, ACAPS, Drools)
• A BS/BA degree or higher in computer science, operations research or engineering
• Agile experience a plus
• Demonstrated record of developing creative and innovative solutions to common business problems
• Drives for results, is aware of deadlines, meets commitments, able to respond effectively to shifting priorities
• Builds relationships through collaboration and teamwork
• Displays high integrity and honesty
• Experience with credit bureau data from Experian, Equifax and TransUnion
• Comfortable working both independently and as part of an analytic or cross-disciplined team

Job Expectations:

• Ability to work at one of the approved locations in the job posting
• Preferred location(s) listed. Other locations within the Wells Fargo footprint may be considered for current Wells Fargo employees

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.