The Symicor Group Looking for Sr. Credit Officer – To 185K – Austin, TX – Job # 2636 at Austin , TX Full Time

The Position

Our bank client seeks to fill a Sr. Credit Officer role in the Austin, TX area. The selected candidate will be responsible for managing the credit analysis and administration teams including recruitment, development, compensation, and performance management.

This position includes a generous salary of up to $185K and excellent benefits package. (This is not a remote position).

Sr. Credit Officer responsibilities include:

• Developing department financials goals including credit quality, volume, and risk distribution.
• Providing recommendations on loan structure, terms, risk rating, and pricing.
• Presenting loans to the Banks Management Loan Committee and Directors Loan Committee for approval.
• Working with credit analysts and commercial lenders to ensure consistency and content of loan presentations.
• Implementing and monitoring credit policies and procedures with controls sufficient to maintain asset quality and credit risk management.
• Ensuring adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio.
• Preparing and distributing reports related to loan quality and growth trends and loan product concentrations.
• Reviewing real estate data and assessing the impact on the Banks loan portfolio.
• Delegating assignments to balance workloads and meet customer expectations.
• Representing the Bank in communications with regulators, external loan review, auditors, and other parties.
• Participating in Bank committees including but not limited to Management Loan Committee and Directors Loan Committee.

Requirements

Who Are You?

Youre someone who wants to influence your own development. Youre looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

• Bachelors degree required.
• Ten or more years of commercial banking.
• Ten or more years of progressive leadership experience required.
• Experience in credit administration, analysis, and risk mitigation with direct credit approval.
• Supervisory experience in commercial real estate, construction, and commercial and industrial lending.

Benefits

This position includes a generous salary of up to $175K and excellent benefits package. (This is not a remote position).