Lloyds Banking Group Looking for Transport Credit Officer at Chester Cawley House Full Time

Description

About us

We’re a Credit Risk team accountable for making automated credit decisions for our market leading Motor Finance & Leasing brands, Black Horse and Lex Autolease

We use analytics to optimise and improve our strategies and lend safely to our customers We support the business to deliver safe and sustainable growth

It’s an exciting time to be joining the Transport team as we’re heavily investing in our data and infrastructure to improve our credit decisioning capabilities and you’ll help us to shape and deliver this

The Group has set out its ambitions to become a market leader in low emissions and sustainability, and Transport is a key part of that plan

It’s a portfolio that has ambitious plans to grow, digitise and evolve to meet our customers’ needs over the next years

If you want to support the Bank on its journey to be carbon zero by , come and join us

What are we looking for

You’ll lead and develop a successful team who oversee and optimise Transport Credit Risk strategies and systems You’ll be accountable for ensuring customers are lent to responsibly and that new lending optimises the balance between risk and reward for the Motor business

You’ll act as a key point of contact, building collaborative relationships You’ll contribute more broadly to the Lloyds Banking Group Consumer Credit team

Essentials

Analytical expertise you’ll have practical experience of using and coaching others to use analytical software, such as SAS or SQL, to deliver actionable insight

You’ll also be confident using Microsoft Office

• Credit Risk you’ll have experience managing credit risk using automated strategies and scorecards, and performing oversight of other business functions, eg manual underwriting
• Change Management you’ll be able to define and oversee change that helps improve the way we do things
• Communicating effectively you’ll be a compelling communicator who is able to explain complicated issues clearly to different audiences;

technical, non-technical You’ll build effective relationships with people

Leading others you’ll have a passion for developing your team through stretching objectives, feedback and coaching, supporting and inspiring them to deliver on our purpose

Desirables

• Strong numerate skills and qualifications (either A-Level or Degree)
• Experience in project management
• Experience with Risk & Control, eg RCSA
• Deputising for senior leadership as needed and supporting them to shape the future of credit risk for Transport
• Experience in both personal and business lending

What will you get in return

A great reward package, including days holiday, generous pension contributions and additional % of your salary to be used within our Flex scheme

You’ll learn new skills and be given opportunities to grow and develop to help you achieve a rewarding and fulfilling career

We’re a supportive team who care about your wellbeing Our hybrid ways of working supports your work-life balance, with a mix of home and office working

We’re committed to building a workforce which reflects the diversity of the customers and communities we serve So, if you’d like to come and work with us in a supportive and exciting credit risk role, we would love to hear from you!

We’ll ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment

Please contact us to request accommodation

As a function we are committed to the principles of agile working, and we’d be particularly keen to receive applications from candidates interested in working the role as a job share

If you have an existing job share partner, your application will be considered jointly – you will still need to submit individual applications, but these should be aligned and make it clear that you are applying on this basis

You will be invited to a joint interview and our assessment will be based on whether you have the skills, experience and demonstration of the Group’s values and behaviours between you to meet the requirements of the role

If you don’t have an existing job share partner, take a look at the job share register to identify potential matches with whom you can apply

Also, visit the Group’s job share microsite for further information about the benefits and key characteristics of a successful job share partnerships, a self-assessment form to assess whether job sharing is right for you and guidance on how to approach the recruitment process successfully on a job share basis

At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper Across the Group, our colleagues are focused on making a difference to customers, businesses and communities

With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve

Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference