Hastings Mutual Insurance Company Looking for Commercial Lines Underwriter at Hastings, Michigan Full Time

Hastings Mutual is currently looking for a Commercial Lines Underwriter! This is a great opportunity to join our Commercial Underwriting Team and be instrumental in generating new commercial business by acceptance or rejection of commercial insurance risks based on our product and coverage guidelines while maintaining commercial business written to ensure profitability and growth. 

Position Overview

The Commercial Lines Underwriter is a member of a team of underwriters and technicians that service an assigned geographic territory, working collaboratively to achieve team goals. This position includes frequent interaction with underwriting technicians, underwriters, and agents and will include occasional field and overnight travel to agencies with members of the Marketing and Loss Control departments.

Position Location & Work Format

This position will work from our Hastings, Michigan offices in a hybrid (combination of work-from-home and in-office) arrangement. However, we will also consider candidates who reside in Illinois, Indiana, Iowa, Michigan, Ohio, or Wisconsin to work remotely.

Position Duties & Responsibilities

Reviews, approves, and processes applications that are acceptable in relation to underwriting guidelines to achieve corporate premium and profitability objectives.

Continuously operates within established service standards.

Stays up-to-date and knowledgeable of all commercial products, pricing, and coverages.

Interprets and understands authority levels, guidelines, and additional underwriting resource materials to achieve quality metrics.

Effectively and efficiently communicates and negotiates with external contacts including agency staff, policyholders, external vendors, and HMIC business units.

Assists in the training and development of new underwriters and underwriting technicians.

Utilizes various systems and resources to support overall corporate objectives.

Actively participates in professional development, i.e. continuing education or self-improvement.

Other duties as assigned by leadership, either verbally or in writing.

Candidate Requirements and Qualifications

Bachelor’s degree in Insurance, Business Administration, or Finance preferred, or equivalent work experience and education.

Prior commercial underwriting experience within a Property & Casualty insurance carrier is highly preferred.

Certificate in General Insurance, AINS, and pictorials specific to underwriting assignment is preferred, as well as higher-level (CPCU, AU) designations.

Demonstrated PC skills including proficient use of Microsoft Office products.

Demonstrated excellent verbal and written communication ability required.

Our Commitment as an Employer

We value the strength of a diverse and inclusive workforce. Hastings Mutual is committed to providing equal opportunity for all employees and candidates in a work environment that does not tolerate any form of discrimination or harassment. Decisions related to employment are based on business needs, position requirements, and individual characteristics without regard to appearance, nationality, origin, race, color, religion, gender, sexual orientation, age, body, disability, veteran, family, marital status, or any legally protected class. 

Hastings Mutual seeks to provide reasonable accommodation to disabled individuals in the hiring process in compliance with federal, state, and local law. Candidates requiring an accommodation to complete their job application or participate in the interviewing process are asked to notify the Talent Acquisition Specialist or contact us at (phone number removed).

About Hastings Mutual Insurance Company

From our humble roots in 1885 providing coverage for windstorm damage, Hastings Mutual has evolved into a leading regional property and casualty insurance carrier, offering innovative products for businesses, farm owners, and individuals. We work with customers in six Midwestern states (Illinois, Indiana, Iowa, Michigan, Ohio, and Wisconsin). Hastings Mutual is known for its financial strength, high ethical standards, and culture of service and responsiveness.

The core of our ongoing success is our employees. Whether at the corporate offices in Hastings, Michigan, or our remote team members throughout the Midwest, Hastings Mutual is made up of talented professionals across multiple divisions and functional areas. Our commitment to our employees and work culture has been confirmed with our inclusion in the “Best and Brightest Companies to Work for in West Michigan” each year since 2011.

Hastings Mutual offers a friendly, family-like environment that values transparency and approachability. We recognize the hard work of our employees with many benefits, including fully paid certification training, a cafeteria, and fitness center at our corporate offices, ongoing professional development opportunities, and financial stability backed by our “A” rating from A.M. Best. We also have a long-term commitment to the communities in which we live and work, either through partnerships with local charitable organizations or through our own Hastings Mutual Charitable Foundation.

At Hastings Mutual, we’re always looking for professionals of all experience and education levels to help us continue our more than 130-year history of successful, stable growth.